Bad Credit? On ChexSystems? No Problem! Get the best prepaid debit card account available. Guaranteed approval and great benefits.
Getting a great bank account can be hard, especially when you are on the ChexSystems list or have bad credit. I know, because I’ve been there. I used to have a great checking account at a local bank, and was always a good customer. Then I ran into some work problems, and got laid off. Money was tight, and I bounced a few checks. My bank closed my account. – Visa Debit Card
I finally got another job, but couldn’t find another bank that would let me open a new account. Each bank I went to told me the same thing: “We can’t open an account for you – you are on the ChexSystems list.” I never even knew that such a list existed! But boy, did being on that list cause me problems.
To cash my paycheck, I had to go to a local check cashing store each friday. I’d wait in line with everyone else, and pay for the privilege of getting my paycheck cashed. Then, when I needed to pay rent or my phone bill, I’d go back to the check cashing store and buy a couple of money orders. The fees and wasted time were driving me crazy. Some weeks, I’d spend $40 just to pay my bills and get my check cashed (and I didn’t make a heck of a lot to start with!).
I started searching everywhere for a bank that would let me open a decent account with them. Most of them were super-expensive, or didn’t have all the features I wanted (like bill payment, a debit card, FDIC insurance at a real bank… stuff like that).
